Fino

Fino is an emerging online loan platform in Sri Lanka that provides fast and convenient financial solutions for urgent cash needs. Fino’s goal is to make quick loan access easier and faster for individuals who require instant funds. Loans taken at Fino can be used for a variety of needs such as unexpected expenses, medical emergencies, or short-term financial requirements, it offers a step-by-step online loan service from application to disbursement.

Fino pros and cons

Pros ✅

• Fast service – get a lon within a few minutes
• Only identity confirmation documents – does not require a proof of your income or have a guarantor 
• 24/7 registration – get a loan anytime 
• Available to a wide range of customers – including those with limited credit history

Cons ❌

• Higher interest rates compared to traditional bank loans
• Not suitable for large financial needs
• Short repayment periods that may be challenging for some borrowers

About Fino

Fino is operating under S F Group (PRIVATE) LIMITED, with Company Registration No. PV 00221752 granted by the Registrar General of Companies in Colombo, S F Group (PVT) Ltd. Is a part of the Sun Finance Group. Fino is a quick loan service based in Sri Lanka and operates as an online lending service. Although it is relatively new to the loan market, it has quickly gained popularity online for its efficient and fast loan services. Fino’s mission is to connect financial institutions with individuals in need of urgent money, offering a faster and more convenient alternative to traditional banks.

Basic Information

• Loan amount: Rs. 3,000 to Rs. 150,000
• Interest rate: Generally ranges from 24% to 35% per annum, first loan with 0% 
• Repayment period: Up to 180 days
• Eligibility: Everyone aged 20–60 with a valid ID
• Processing time: Once approved, funds are typically disbursed within 24 hours

• Phone numbers: 0117750335 / 0117750300
• Email address: info@fino.lk

Requirements

• Age between 20-60
• Valid identification (NIC/Passport)
• Active bank account

How to apply for a Fino loan 🖋️

Loan application at Fino is fast and easy, it requires just a few steps and a short amount of time.

1. Visit the Fino website
2. Choose a loan amount
3. Login or register an account
4. Complete the application form, and upload required documents
5. Wait for the approval

Frequently Asked Questions (FAQ) about Fino.lk ❓

• How quickly can I get a loan❓

  Once approved, money is usually transferred within 24 hours.

• What are the repayment options❓

  Fino allows you to repay the loan in monthly installments.

• Can I apply for another loan if I already have one❓

  Yes, but you must settle your current loan before applying for a new one.

• What is the first loan promotion❓

  At fino.lk, new customers can get their first loan from Rs. 20,000 at 0% interest. The final amount and repayment plan will be shown at the last step of the application. This offer is valid only if the first loan is repaid on time.