Oncredit

OnCredit loan provides advisory and financial services in Sri Lanka. Their mission is to make financial services accessible to all, regardless of location or situation. OnCredit provides a seamless and secure online platform. It allows customers to meet urgent financial needs quickly and efficiently. OnCredit is based in Sri Lanka and uses simple and reliable methods to provide financial services. They operate through a simple online business model to provide loan services to customers easily. Read more about Oncredit with Lafingo and get a quick loan in Sri Lanka!

Oncredit pros and cons in 2025

Pros ✅

• Simple loan terms with secure processes
• Fast loan approval, available 24/7
• Transparent fees with no hidden charges
• User-friendly and helpful customer support

Disadvantages ❌

• Limited loan amount for new customers
• Late payment penalties may apply if repayment is not made on time

About OnCredit

OnCredit Private Limited operates throughout Sri Lanka, providing financial services to all citizens island-wide. The company is committed to convenience, security and transparency, striving to provide innovative solutions to the financial needs of its customers. More information is below:

• Customer Service Number: +94117811555 (8:30 AM – 5:30 PM, Monday to Sunday)
• WhatsApp: 0704706670
• Email Address: info@oncredit.lk
• Website: www.oncredit.lk

Oncredit loans information in ජූලි 2025

• First Loan Amount: LKR 2,000 to LKR 50,000
• Interest Rates: 0% for the first loan; Up to 16% for subsequent loans
• Repayment period: Flexible terms available
• First loan offer: 0% interest for first-time users
• Service fee: No fee for the first loan

Eligibility requirements

1. Must be a Sri Lankan citizen
2. Must be between 20 and 55 years of age
3. Must have a stable source of income
4. Must have a National Identity Card (read about NIC here)

How to apply for a loan?

To apply for a loan with OnCredit, follow these steps:

1. Log in to the website at www.oncredit.lk or via the mobile app.
2. Select the required loan amount.
3. Enter personal information and upload your National Identity Card (front and back).
4. Upload a selfie and provide bank details.
5. Wait for approval and receive a verification call.

Frequently Asked Questions (FAQ) about Oncredit❓

• How do I qualify for a loan with Oncredit❓

  You are eligible for Oncredit loan if you are a Sri Lankan citizen between the ages of 20-55 with a stable income.

• Can I get more amount than my first loan amount❓

  Yes, if you maintain a good credit score with OnCredit and repay your loan on time, you are eligible for a higher loan amount.

• How long does it take to receive money from the Oncredit loan application❓

  Once approved, your loan amount will be credited to your bank account within 2 hours.

• What happens if I am late in repaying my loan❓

  If you are late in repaying, a late payment fee will apply. It is best to inform the OnCredit team in advance if you expect a delay.

• Can I repay my loan early❓

  Yes, you can repay the loan early without any additional fees or penalties.

Read OnCredit customer reviews in 2025 ⭐

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