CashX

CashX has quickly become one of the most popular online loan providers in Sri Lanka, offering fast and simple access to money when you need it most. With loan amounts from Rs. 5,000 up to Rs. 200,000, approvals in just 5–15 minutes, and only a National ID required, CashX is designed for emergencies, unexpected expenses, or simply covering day-to-day costs. Their 100% online process means no queues, no paperwork, and instant transfers directly to your bank account. In this review, we’ll explore how CashX works, its advantages, potential drawbacks, and whether it’s the right choice for your financial needs.

About CashX loans in Sri Lanka

CashX is a financial services company based in Sri Lanka that provides online loans to individuals. Their online platform allows users to apply for a personal loan and receive the money directly into their bank account within 24 hours. Let’s take a look at the pros and cons of CashX and how to apply for a loan.

CashX information

• CashX is located at No. 256/2, Galle Road, Colombo 06, Sri Lanka.
• The company was established in 2017 and provides online loans to individuals only.
• Phone Number – +94 11 7474 111
• Email Address – info@cashx.lk
• Open hours – All days from 8.30 AM to 5.30 PM
• Facebook: https://www.facebook.com/cashxlk

✅ Pros of CashX loans in Sri Lanka

• Fast and easy loan application process.
• The loan amount is disbursed to the borrower’s account within 24 hours of loan approval.
• No collateral or guarantor is required.
• Best suited for people who need quick cash for emergencies.

❌Cons

• The interest rate is relatively high compared to traditional lenders and institutions.
• The online loan amount is limited to a maximum of 200 000 RS.
• The loan period is limited to a minimum of 61-91 days.

CashX – an instant personal loan

• Loan Amount: Up to LKR 200,000 only
• Loan Terms: Minimum 61 days to 91 days
• Interest Rate: Starting at 10% per month

Requirements to get CashX loans

1. Be a Sri Lankan citizen
2. Be between 20 and 60 years of age
3. Currently employed or have a stable income.
4. National Identity Card (NIC)
5. Mobile phone number

How to apply for a loan?

To apply for a loan with CashX, follow these steps:

1. Visit the CashX website at https://cashx.lk/en/.
2. Create an account there and verify your mobile phone number.
3. Fill out the loan application form with your personal details, required loan amount and repayment period.
4. Upload the required documents, including your ID, bank statement and address confirmation.
5. Wait for the loan approval and receive the money in your bank account within 24 hours!

CashX reviews in 2025

Overall Rating: 4.9 (19 reviews)

• A company that provides good, reliable service, I often use it to get loans – Chamod
• CashX is a very convenient option for getting quick loans, but the interest rates are a bit high – Shalini
• Loans are very easy to get as they do not require security deposits, guarantors and many unnecessary documents – Vishwa
• A company that provides hassle-free service – Divya
• Good. From my experience, I recommend this company to you too for easy, quick loans – Akila

CashX overview 2025

CashX offers a fast, convenient, and user-friendly solution for Sri Lankans looking for quick access to credit. With instant approval, flexible loan amounts up to Rs. 200,000, and the ability to apply completely online, it’s a strong option for covering urgent expenses without the hassle of traditional banking. However, like with any short-term loan, it’s important to understand the costs and repay on time to avoid additional fees.

👉 Before making your decision, we recommend comparing CashX with other top online lenders in Sri Lanka using the Lafingo loan comparison website. Lafingo allows you to view interest rates, terms, and conditions side by side, so you can confidently choose the loan that best fits your needs.

Frequently Asked Questions (FAQ) about CashX❓

• Is CashX a registered lender❓

  Yes, CashX is registered as a financial services provider with the Central Bank of Sri Lanka.

• Do I need collateral or a guarantor to apply for a CashX personal loan❓

  No, CashX does not require any collateral or a guarantor to apply for a personal loan.

• What is the maximum loan amount I can borrow with CashX❓

  The current maximum online loan amount available through CashX Online Loan is LKR 200,000.

• What if I need to borrow again❓

  You can call our office or make a request through our Facebook page. Facebook: https://www.facebook.com/cashxlk Phone number: +94 11 7474 111

• How to make repayments❓

  CashX loans can be repaid quickly and easily at any time through any PaynGo Kiosks Machines located islandwide. Payments can also be made online through the PaynGo website.

CashX reviews in 2025 ⭐

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