Soso

Soso.lk is an online lending platform that simplifies the process of getting a loan and applying for a loan in Sri Lanka. With SOSO, you can easily access loan offers from multiple lenders without leaving your home. SOSO is a platform designed for those looking for an online loan that is fast, reliable and transparent.

Read more about Soso with Lafingo and get a quick loan in Sri Lanka!

Soso pros and cons in 2025

Pros ✅

• Easy to use – Applying for a SOSO loan is completely online, and can be done anywhere, anytime.
• No collateral required – You do not need a guarantor or any kind of collateral to get a SOSO cash loan.
• Quick loan disbursal – Your loan is disbursed within 15 minutes to a maximum of 1 working day. SOSO quick loans are ideal for urgent needs.
• Transparent terms – SOSO loan terms are very clear and there are no hidden fees.

Disadvantages ❌

• High Annual Percentage Rate (APR) – Interest rates can be high, with a maximum APR of 365%.
• Late fees – If your payment is late, a daily late fee will be charged.
• Loan transfer – Long-term delays may result in the loan being transferred to a third party.

About Soso loan

SOSO.lk was established to simplify the loan application process for Sri Lankans, enabling them to access loan facilities without having to travel to banks. It serves as an intermediary between users and Soso peer lenders.

SOSO.lk does not issue loans directly, but facilitates access to several SOSO online loan offers, simplifying comparison and decision-making.

Soso loans information in 2025

• Loan terms: range from 3 to 12 months.
• Loan amount: Borrowers can request money starting from Rs. 5,000. to Rs 200,000
• Annual Percentage Rate (APR): APR varies from 15% to a maximum of 365%.
• Repayment Options: Repayments can be made through SOSO online banking, at bank branches, or through mobile apps like iPay.

How to apply for a loan?

1. Fill in the Application – Select the amount you need, enter your email, and submit the SOSO loan application online.
2. Accept the Application – Compare loan offers from different SOSO lenders in the email.
3. Sign and Get Money – Choose the best offer, sign the agreement, and receive the money in your bank account.

Requirements

Requirements to be met to get a loan:

• You must be at least 20 years old
• You must be a Sri Lankan citizen
• You must have a valid National Identity Card
• You must have a Bank Account
• You must have a valid Email Address

Frequently Asked Questions (FAQ) about SOSO❓

• What is SOSO.lk❓

  SOSO.lk is an online platform that helps Sri Lankans quickly find and apply for SOSO online loans from multiple lenders.

• Do I need collateral❓

  No collateral or guarantor is required to apply for a SOSO loan.

• How quickly can I get a loan❓

  You can get a SOSO quick loan within 15 minutes to one business day.

• How do I repay the loan❓

  You can repay using your SOSO login via internet banking, mobile apps or bank branches.

Read SOSO customer reviews in 2025 ⭐

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